Newsletters and Articles

August 27, 2019

We live in a world fortunate to have some very selfless and generous individuals. Some of these people recognize the great needs of others and prioritize helping them over first taking care of themselves.

Certainly, if we all acted in this way, poverty and starvation would never be an issue, and we would all coexist in a utopian society. Unfortunately, all...

August 8, 2019

When a company needs to raise working capital, it will sell stock or units of ownership in the company to outside investors. Once you buy the stock, you are now a shareholder in the company.

At the end of year if there is a profit, the company may pay dividends to its investors. If there is no profit, or even a loss, you as a shareholder are not responsib...

July 11, 2019

Many young people think nothing can happen to them, but every day we can read about young lives impacted by major illnesses, accidents or acts of violence. We all know about tragedies that have taken place.

In most states, once a child turns 18, parents lose the ability to make decisions for their child or even to find out basic information. It’s frustrati...

March 6, 2019

When most of us evaluate an investment opportunity such as a stock, bond or mutual fund, we first pay attention to the investment’s return. We tend to ignore or discount the relationship between an investment’s risk and return because the investment’s performance is all we really care about in the end.

In reality, the risk of an investment is just as, if n...

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