Is This Your Situation?
Between the demands of your career and your family, you don't have time to focus on planning your finances for the future. You have accumulated some assets in the past but they are scattered among various past employers and/or several financial institutions. You hardly have time to even look at your investment statements, let alone know how you are progressing in your wealth building. You feel very disorganized and don't have a sense of control over your finances. You want to know whether you are on the right track to grow your wealth to meet your family's future needs.
Your children are growing up sooner than you thought. Before you know it, they will be going to college and you will have to find a way to pay for it. You also want to be able to retire shortly after your youngest child finishes his college education. You want to know how to structure your finances so you can achieve both objectives.
You and your spouse are not getting any younger. Your focus in the past had been to make sure your family lived in a comfortable home and that your children had a good education. Now that you have accomplished these goals, you are starting to think about your retirement. You haven't done enough to prepare yourself to retire. You want to know what direction you should follow to build and grow wealth so that you can achieve a comfortable retirement in the lifestyle you are accustomed to.
You have managed your investments on your own in the past with mediocre results. You may have lost a lot of money in the stock market during the recent bear market. Even though you've recovered somewhat from the losses, you are still very nervous about investing your hard-earned money in the market. With the stock market behaving like a roller-coaster, you don't feel a whole lot of control over your finances. You want to know how to get a consistent rate of return so you can grow your wealth and take care of your family's financial future.
You are very confused about your personal finances as the world is becoming more and more complex. It is hard to know whether you are making the right financial decisions for your family. There is so much information out there but it only confuses you as to what action to take. In the past you may have worked with financial advisors who either gave you bad advice or gave you no help concerning what you should do about insurance, tax implications, the most efficient way to fund your children's college education or the most effective way to transfer assets. You want to find an advisor who can guide you in strengthening all aspects of your financial life.
If you have any of these concerns, then we can help, just as we have helped hundreds of people before you. Whether you are just getting started or have already retired, regardless of your income or the amount of assets you have, we can help you to strengthen all aspects of your financial life.
We have found that you are likely to be successful working with us if. . .
You recognize the value of receiving professional financial advice. You are open to receiving good advice and following the plan that is custom designed for you and your family based on your individual needs and concerns.
You are willing to share your financial concerns/objectives and fully disclose your financial information. You desire to have a comprehensive financial plan to help you gain a sense of control over your finances and strengthen your financial future.
You are highly motivated to modify your financial behaviors. You agree to learn new behaviors in order to achieve your goals.
You want to build wealth on a consistent basis by following a disciplined approach to investing. You understand that investing is not speculating and you keep faith that your financial assets will grow in the long run as long as you follow a disciplined approach to wealth building, despite the frequent fluctuations in the financial markets