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We live in a world fortunate to have some very selfless and generous individuals. Some of these people recognize the great needs of others and prioritize helping them over first taking care of themselves. Certainly, if we all acted in this way, poverty and starvation would never be an issue, and we would all coexist in a utopian society. Unfortunately, all of us individually have limits on the capacity of our own generosity, and failing to stay within those limits will result

When a company needs to raise working capital, it will sell stock or units of ownership in the company to outside investors. Once you buy the stock, you are now a shareholder in the company. At the end of year if there is a profit, the company may pay dividends to its investors. If there is no profit, or even a loss, you as a shareholder are not responsible to make up the shortfall of cash. If there is a loss, most likely the amount you invested is now worth less than when yo