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What We Believe:
Planning for retirement is very much like calculating how long it will take to sail a small boat from Boston to Ireland. You can use a computer to plug in the number of nautical miles from Boston to Ireland, your expected wind speeds, the impact of ocean currents, the square footage of your sails and come up with a number for how many days you will be at sea. But would you stake your life on the accuracy of that number? Would you take only enough food and water to match the computer's magic number?
Calculating The Number is just the first problem. After you retire, how can you be sure your money will last? How do you handle unpredictable storms and economic crises?
Most people who intend to sail a small boat to Ireland, do so only with an experienced navigator. Experienced navigators have been taking passengers across the ocean long before the advent of computers and Monte Carlo simulations. Computers and other modern tools just make the navigator's job easier and the journey safer.
How We Add Value:
- Identify position on Cambridge Financial Life Cycle©
- Create multiple retirement options with Cambridge BOTE Retirement Analysis©
- Life Expectancy Analysis (Separate Vendor Fee)
- Scenario selection
- Integrate Investment Advice (Cf. 15-Year Cash Flow Bond Ladders)
- Annual review and adjustment
Click here to download the retainer for a Retirement Plan with investment advice for $1500.
VIEW A SAMPLE PLAN (pdf) |
